Is the Annual Fee for the Delta SkyMiles Platinum American Express Card Justifiable?
The Delta SkyMiles® Platinum American Express Card offers a host of benefits for frequent flyers, making it an appealing choice for those who travel often with American Airlines. Cardmembers and up to eight travel companions on the same itinerary can enjoy a free checked bag and priority boarding on American Airlines flights when the card is used to pay for the trip. The card also offers an annual companion certificate for a round-trip flight for select American Airlines economy routes, starting with the first cardholder anniversary. The Delta SkyMiles® Platinum American Express Card comes with insurance benefits such as trip delay insurance and purchase protection. The trip delay insurance covers up to $300 per trip that is delayed for more than 12 hours, and there are two claims per Eligible Card per 12 consecutive month period. The coverage limit for Purchase Protection is $1,000 per occurrence and $50,000 per Card Member account per calendar year. Purchase Protection can help protect Covered Purchases for up to 90 days from the Covered Purchase date if they are stolen or accidentally damaged. New applicants can offset the annual fee with a welcome offer of 90,000 Bonus Miles after spending $4,000 in eligible purchases within the first 6 months of Card Membership. Cardholders also get a 2,500 MQD head start at the beginning of each year - halfway to Silver Medallion status. Moreover, the card offers monthly $10 credits for both Resy, a restaurant booking platform, and rideshare purchases. If used each month, these credits can provide an extra $240 in value from the card. Enrollment required. Terms apply. The Delta SkyMiles® Platinum American Express Card does not charge foreign transaction fees, offering savings to frequent international travelers. When booking through American Stays, cardholders can get a $150 credit toward prepaid hotels or vacations. It's worth noting that the Delta SkyMiles® Platinum American Express Card does not prioritize rewards for all spending habits. Those who don't often fly American, dine out, grocery shop, or book directly with hotels may find a card with a lower annual fee more suitable. The insurance benefits for the Delta SkyMiles® Platinum American Express Card are provided by New Hampshire Insurance Company and AMEX Assurance Company. If you have cards that pay even more bonus points for dining, travel, or other bonus categories where you spend most, using the Delta SkyMiles® Platinum American Express Card could be costing you points. In conclusion, the Delta SkyMiles® Platinum American Express Card is a versatile travel companion, offering a range of benefits from travel perks to insurance coverage. However, it may not align with everyone's spending habits, so it's essential to consider your travel patterns and spending habits before applying.
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